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Wednesday, February 11, 2009

WED. FEB. 11- When A Plan Isn't A Plan

So let me get to the point before going into detail. This is the plan as I described to my Mom and my wife at the dinner table last night: “OK. So the government agreed to lend out $500 billion right now- and potentially $500 billion more- in which they will help to form a consortium between the Treasury/Federal Reserve and the private sector.” My wife said “And?” I said “and what? That’s the plan.” My Mom said, “What’s the plan?” I said “Exactly.” My Mom and wife in unison said “I don’t understand.” I noted, “Neither does anybody else.” I could go on with this Abbott and Costello routine, but really, I hope I start this piece out by emphasizing the opaqueness and lack of detail given to arguably the most complex financial crisis in the history of the world. The renamed “Financial Stability Plan” will attempt to utilize $100 billion that the Federal government would take in expanding a $200 billion facility aimed to help consumer and small business lending into a $1 trillion program which will also backstop a variety of mortgage-related assets. Treasury Secretary Geithner note that the public-private investment fund will be initiated- with government seed money – in an attempt to leverage (read:backstop) private monies so that toxic/illiquid assets can be gotten rid of from the failing banking system. The goal of this would be to resume lending. But, there is no clarity or resolution to the plan nor are there any specific details as to how this will all be done. How will the government price the assets? That’s the key question- one addressed here in the ‘good bank versus bad bank’ blog post written a couple of weeks ago in this space. And there was absolutely no answer yesterday. Furthermore, in addition to the lack of a good bank/bad bank schematic, there was next to no detail offered on the housing issue- namely who will get what. President Obama has correctly expressed the urgency of coming up with a solid plan, but the key word there is ‘solid.’ Right now, the best analogy is that we are all in a car going at 60 miles per hour towards a financial brick wall…and all that happened yesterday was that the accelerator was stepped upon. In the interim, the Senate quietly approved an $838 billion economic-stimulus program yesterday which will include money to help states pay for health care, education, and highways as well as provide tax breaks for buyers of cars and homes. Money is also set aside for a modern day new Deal type program- funding for rebuilding highways and bridges, repairing water/sewer systems, adding more time for benefits for the unemployed, and an increase in funds for Medicaid. Keeping all politics out of this, the stock market largely had the stimulus factored in, but the complexity and lack of detail to the bank bailout plan crushed whatever optimism was left. It is not for me to say whether anybody truly has a handle on the situation in DC, but I do know that the market abhors uncertainty- and that is all that was discernible yesterday. For day traders, at a minimum, look for a rapid pick-up in uncertainty and volatility for some time to come with the focus on the banks in the immediate-term and eventually on the automobile industry as the week progresses particularly into next week as the status update nears for the auto manufacturers.

Overnight, prices in Asia were down around 1% on average in relatively quiet trade with Tokyo closed. European markets are down fractionally as they took their cue from Wall Street intra-day yesterday thus the follow through wasn’t titanic this morning. Oil is up slightly with the dollar continuing to strengthen. With RIMM warning which is going against a small bounce in bank stocks, look for a quieter day than yesterday, but a choppier one as well with banks ultimately leading the way as has been so often the case recently.

Watch list:
2112009Eriklist.zip

Reiterating-
Please understand that if the ideas do not get to the hoped for set-ups cited below, more often than not, one should not blindly trade the symbol next to said idea.
If the whole story is not there -
If something is good, assume either a short thru unchanged or an A-B-A2 based on direction of the market unless specifiedIf something is bad, assume either a buy thru unchanged or an A-B-A2 (preferably to the downside in a downside market and the upside in an upside market) based on direction of the market unless specified-


Good- The following stocks have good news and/or a strong technical pattern

CSC- beat on quarter; forecast better than expected earnings for the year, but a miss on revenues

FIS- good earnings

BGC- decent earnings

CERN- good earnings and outlook

MVSN- decent earnings

NSR- decent earnings

SVR- good earnings

SLB, RIG- mentioned on “Mad Money” last night; SLB was mentioned positively with RIG less so.

DF- beat earnings and raised guidance

MMC- beat earnings

Bad-The following stocks have bad news and/or a weak technical pattern

AMAT- in-line earnings, but negative statements about the look seeped out during conference call

NVDA- poor earnings

MANH- warned on its outlook

PFG- closed somewhat weak; Tues 11.50 low is a target

HIG- closed near a low; looking to short thru 12.90 Tues low

MDC- closed near a low

LNC- closed near a low

BAC, STI, KEY, RF, USB, PNC, ZION, SUSQ, ASBC, SIVB- among the banks closing near their lows

GXP- warned on its outlook

INSU- closed near a trend low

BPFH- closed at a new trend low

PTV- closed near a new trend low

FBP- closed at a new trend low

RIMM- lowered guidance in the 2nd sentence of the 3rd paragraph of a press release; those tend to be bad performers intra-day when it is that subtle

SE- implementing a massive share offering at 14.35

Earnings:

WED FEB 11 BEFORE

AGU AYE CCE

DF DVA GENZ

IR JNY MAC

MICC MMC MT

NVE PFCB RAI

SIAL TOL

WED FEB 11 AFTER

ACL ATVI BMR

BWLD CMG CYMI

DFG GIL GXP

HIW INSP LPS

LVS MAS NTAP

O OFC PPS

PVA RE RNR

SQNM STR TCO

TEX WSH




Good luck today.

http://www.epiphanytrading.com/

Erik R. Kolodny- Chief Markets Strategist of Epiphany Trading, LLC

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